Be Prepared Because Cyber Attacks Are Increasing!

Most of us do not realize how vulnerable we are to a cyber attack because we assume we are safe. Out of sight, out of mind is how most people treat their personal network security and as we move deeper into our technological future, cyber attacks will become increasingly more complex. And without proper preparation, we will find ourselves increasingly more vulnerable to these attacks.

A recent major cyber attack took place where the Colonial Pipeline where the CEO had to pay out a $5 Million ransom, these scenarios prove the necessity for proper preparation.

Christopher Painter (in the video below) was a coordinator for cyber issues at the State Department under President Barack Obama. He discusses the ransomware attack against Colonial Pipeline Co. and more.

WHAT IS A CYBER ATTACK?

These are malicious attempts when someone is trying to access and/or damage your computer and/or network system.

Cyberattacks can lead to loss of money, theft of personal, financial and medical information that can damage your reputation and safety.

THOUGHT EXPERIMENT

Tonight before you go to bed, leave your front door wide open with the light on.

How well would you sleep? Would you feel safe?

WHAT IS AT RISK?

• A hacker or someone with devious intentions gaining access to:

  • personal computers

  • mobile phones

  • gaming systems

  • IOT (internet of things) and bluetooth connected devices

• Block access and delete personal information and accounts

• Damage your financial security

• Identity theft

• Tarnish your reputation

• Cause problems with employment

HOW TO PREVENT A CYBER ATTACK

• Limit the amount of personal information you share on the internet

• Do not share location access unless necessary

• Create complex passwords and/or use a password manager

• Use two-factor authentication

• Learn how to recognize suspicious activity

• Use encrypted internet communications

• Check account statements regularly

• Back up files in an encrypted file or file storage device

• Change WiFi password regularly

Even with prevention, you are giving yourself the best chance possible to stay safe but you are still susceptible to a cyber attack. We offer specialized insurance policies to keep you protected if you’re information is compromised.

IF YOU EXPERIENCE A CYBER ATTACK

• Change passwords immediately

• Check your credit card statement for unrecognized charges

• Check your credit reports to see if there are any accounts or loans you did not open

• Disconnect devices not in use from the internet

• Make sure software is updated to newest version

WHAT TO DO AFTER A CYBER ATTACK

• File a report with the Office of the Inspector General (OIG) 

• File a complaint with the FBI Internet Crime Complaint Center (IC3)

• File a report with the local police so there is an official record of the incident.

• Report identity theft to the Federal Trade Commission

• Contact the Federal Trade Commission (FTC) at ftc.gov/complaint if you receive messages from anyone claiming to be a government agent.

• Contact additional agencies depending on what information was stolen. Examples include contacting:

  • the Social Security Administration (800-269- 0271) if your social security number was compromised, or

  • the Department of Motor Vehicles if your driver's license or car registration has been stolen.

• Report online crime or fraud to your local United States Secret Service (USSS) Electronic Crimes Task Force or the Internet Crime Complaint Center.

We hope this information helps and we want you to know prevention is the key. We are here to help and answer any questions you have.