Don’t Make This Mistake Everybody Makes When Renting a Car!

It happens every single day when people rent cars and unknowingly waste their money. The worst part - You think you’re making the right decision and protecting yourself…but in reality, you’re buying something you don’t need!

What They Don’t Tell You

When renting a vehicle, the sales representative is going to offer additional insurance coverage and if you have Full Coverage for your own vehicle, you DON’T need to buy theirs.

This is what representatives at the car rental agencies will never tell you. They will ask you if you would like to add the additional coverage…so you easily agree to a sale, when they should be asking you about your current coverage to make sure you don’t purchase something you don’t need.

Know What You Own

Your personal car insurance may cover everything you need without the additional fees. Rental car insurance costs vary depending on the vehicle and location. But, simply put, it’s expensive — overall, prices range from $30 to $60 per day for rental insurance. Below are a few average prices for coverage per day from popular rental car companies.

If your own insurance or your credit card does cover car rental insurance then paying for additional insurance could add up to additional unnecessary fees! One that could add up to a $200 mistake - like a family that already had primary and secondary coverage through their credit card and personal car insurance.

How Much Are You Saving?

Think about these prices for a minute………Even if you have a full coverage policy with high limits, you probably pay much less than $60 per day (which would be $1,800 per month) for your personal auto insurance.

As long as your trip is for personal travel. Your personal coverage limits and deductibles will apply. If it’s a business trip, then your personal auto insurance policy might not cover any type of damage or injury unless you have commercial coverage.

Protect Yourself

Paying for a rental car accident or theft out of pocket could cost you tens of thousands of dollars. Before hopping into the driver's seat, make sure you're adequately insured. Get a free quote or compare policies by speaking with one of our insurance consultants. It’s our job to seek out the best coverage from the best providers so we can guarantee you’re paying the best price every year.

Other Important Policies to Consider

Home Insurance - Protect your house and your family.

Auto Insurance – We have access to all the leading insurance carriers and do the shopping for you.

Condo Insurance - protects condo units while also providing both personal liability coverage and living expense coverage if a condo becomes uninhabitable.

Rental Insurance - Safeguarding your personal belongings and keep you safe from costly liability claims